Choose an iPhone, Samsung, Tecno, another smartphone, or a laptop. Apply as a direct customer or through a participating employer, and see every amount and date in writing before you commit.
Written Payment Plan
Every amount & date in writing
7-Point Inspection
Quality-checked before every sale
Controlled Handover
Approval and written terms come first
Full Ownership Transfer
Legal title after your final payment
No Hidden Fees
The price quoted is the price you pay
Real Support Team
Email · Phone · WhatsApp
Transparent, straightforward, and built around you. No jargon. No surprises.
Step 01
Come in and browse our full range. Quality-checked iPhones show a condition grade and honest notes. New models are clearly labelled — inspect everything in person before you commit.
Step 02
See the complete payment plan before committing — plan type, initial contribution, due dates, total cost, and ownership-transfer date. No hidden charges.
Step 03
After approval, sign the agreement and confirm the device identifier, handover record, and any required management setup before taking the device.
Step 04
Pay on the date or schedule in your agreement. Once the final payment is confirmed, legal ownership of the device transfers to you.
Step 01
Come in and browse our full range. Quality-checked iPhones show a condition grade and honest notes. New models are clearly labelled — inspect everything in person before you commit.
Step 02
See the complete payment plan before committing — plan type, initial contribution, due dates, total cost, and ownership-transfer date. No hidden charges.
Step 03
After approval, sign the agreement and confirm the device identifier, handover record, and any required management setup before taking the device.
Step 04
Pay on the date or schedule in your agreement. Once the final payment is confirmed, legal ownership of the device transfers to you.
Buying a phone on installment should be simple, honest, and fair. Here is what that means in practice.
Every quality-checked device goes through a structured inspection before we sell it. Battery health, screen condition, button functionality, iCloud status — all checked and documented.
Before you pay a single cedi, you get a written plan showing every payment date, amount, and what happens when you complete it. No surprises — ever.
Reach us by email, phone, or WhatsApp. Questions about your plan, your device, or your account — we respond within one business day.
Once your last installment is confirmed, ownership of the device transfers completely to you. No extra fees. No conditions. It's yours.
Your total cost is shown clearly before you commit. No origination fees, no hidden service charges, no additions mid-plan.
Choose a direct-customer plan with a 60% initial payment or apply through a participating employer. Your exact amount and due date are confirmed before handover.
A structured 7-point inspection is completed before every sale. Condition and known issues are disclosed before you commit.
Excellent
Minimal to no visible wear. Looks and functions like new.
Good
Light scratches or scuffs on the body. All functions fully operational.
Fair
Noticeable cosmetic wear disclosed upfront. Fully functional device.
All known defects are disclosed before sale. If a device materially differs from its stated condition when you receive it, contact our support team immediately.
Direct customers pay Pulseown Mobile. Employer-backed customers require their employer to approve the payroll arrangement. Your written offer will always show which plan applies.
You apply and pay Pulseown Mobile directly.
Your employer participates in the plan and approves the payroll arrangement.
Every part of your plan is explained before you sign. Here are the key things every customer should understand.
Sample Plan Overview
iPhone · 128 GB
Illustrative example
Payment Timeline
The standard direct-customer plan starts with 60% of the device price. Employer-backed contributions are set separately in the written offer.
The pay-later date or payment schedule is fixed in writing before handover. You always know what is due and when.
The price quoted is the price you pay. We do not add undisclosed fees mid-plan. All costs are presented upfront.
Once your last payment is confirmed, full legal ownership of the device transfers to you with no further obligations.
Under the Hire-Purchase Act (NRCD 292) we must issue written notice and allow 14 days to remedy a missed payment before any action.
Questions before you apply, during your plan, or after completion — our team is reachable by email, phone, and WhatsApp.
Whether you have questions before applying, need help understanding your plan, or want to reach someone during your installment period — our team is always reachable.
Our commitment
Response within
1 business day
Business hours
Monday–Saturday, 8 AM – 8 PM
Location
Tarkwa, Ghana 🇬🇭
Here are the questions most customers ask before starting a plan. Honest answers — no sales language.
What devices do you offer?
We offer iPhones, Samsung and other smartphones, and laptops, subject to stock. New devices are clearly labelled. Quality-checked devices are inspected, graded, and documented before sale.
How does the installment payment work?
Direct customers normally pay 60% first and pay the remaining 40% on the date or schedule in their written offer. Employer-backed plans require employer and payroll approval, and their contribution may be different.
When do I become the full owner?
Full ownership transfers to you after your final scheduled payment is received. No additional fees. No extra conditions. It is yours outright once the plan is complete.
What happens if I miss a payment?
We will contact you to find a resolution. We encourage you to reach out proactively if you anticipate difficulty — early communication almost always leads to a better outcome. Under the Hire-Purchase Act (NRCD 292), we must allow 14 days' notice before any further action.
Are quality-checked devices inspected before sale?
Yes — every quality-checked iPhone goes through a 7-point inspection: battery health, screen condition, iCloud status, button functionality, ports, physical condition, and a factory reset before you take it home.
Contact our team today. We will walk you through available devices, payment plan options, and answer every question — before you commit to anything.